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Ijara Cooperative

Your capital is deployed into real estate owned by established asset holders, leased back to them on defined terms - and earns monthly income paid from contracted rent.

5%-6%

PER ANNUM YIELD PAID MONTHLY

$15K

MINIMUM INVESTMENT TICKET PER CONTRACT

12

MONTH EXIT AND LIQUIDITY END OF CONTRACT TERM

How it works

Ijara Cooperative is fixed-income by structure — returns are tied to contracted lease payments, not asset performance. Made for Investors seeking the lowest-risk, asset-backed income in their Qadr Private account​.

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Contract Income

Returns come from contracted lease payments - not operating performance, market cycles, or speculation. Income, payout dates and total yield is defined from day one.

Structural Protection

Each transaction sits inside a dedicated vehicle with clean title, defined investor rights, and enforceable lease terms. Your position is real, legal, and protected.

Conservative CTV

Every transaction is structured with a built-in equity buffer - the asset value comfortably exceeds the capital deployed, preserving downside even in a stressed market.

Asset Selection

Ijara Cooperative is built on trust. Every asset owner must demonstrate the following before a transaction is structured.

Outright Ownership

The asset owner must hold clear, unencumbered title to the property. No mortgages, liens, or undisclosed charges.

Verified Cashflow

Verifiable income — business or personal — sufficient to service contracted lease payments comfortably, with margin.

Proven Track-record

Asset owners must demonstrate financial discipline, integrity, and a track record of honouring commitments. 

Clear Liquidity Purpose

We fund liquidity events that create value. Business growth, asset acquisition and generational planning.

Fixed income, secured against real estate.​

Asset-rich families and businesses often sit on significant real estate wealth, but struggle to release liquidity in a way that respects both their faith and their long-term plans. Conventional refinancing means interest-based debt. Outright sale means losing the asset.

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The Ijara Cooperative solves both sides of the problem. An asset owner sells a share of their property to a Qadr Capital and leases it back on defined terms. They receive liquidity without giving up occupancy. Investor capital pooled together funds the acquisition, lease income flows back to investors as monthly distributions.

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This is the lowest-risk structure in the Qadr Private product suite: real estate as collateral, contracted rent as income, and a defined pathway for the asset owner to buy back their share over time.

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Risk Disclosure

Capital is at risk. The value of investments can fall as well as rise, and you may not recover the full amount invested. Returns are targeted, not guaranteed. Qadr Financial operates as a private wealth and finance house; it is not a bank, and deposits are not protected under any deposit guarantee scheme. Eligibility criteria apply. Please review full terms before investing.

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Ready to start your journey Qadr Private journey?

Join a community of Muslim investors from around the globe activating their dormant capital into secure opportunities, growing their wealth systematically and securely.

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We exist to privately build wealth that lasts, preserve wealth that matters and transform wealth into legacy for our clients.

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