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Murabaha Collective

A structured alternative to cash and conventional fixed income savings accounts. Your capital privately finances trade and inventory for established Muslim businesses.

7%

PER ANNUM RETURN PAID MONTHLY

£10K

MINIMUM INVESTMENT TICKET SIZE PER TRANSACTION

4 - 12

WEEK EXIT AND LIQUIDITY (SUBJECT TO CONTRACT SALE)

Mitigating Risk

We only deploy capital into businesses that meet the highest standards and represent the lowest risk profiles

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Tech + Human

We balance technology and human oversight on every application - inbound and outbound. Algorithms filter at scale; experienced underwriters make the final call before an investment committee gives a green light.

244M Risk Permutations

Our de-risking engine assesses over 244 million permutations per application. 64% of applications are rejected automatically before they reach human review - preserving capital, time, and focus for the businesses worth funding.

Custom Algorithm

A custom risk algorithm that took five years to build using market experience and live deal data. Our custom risk algorithm is proprietary to Qadr Capital. Every application refines it; every deployment improves it.

Who we fund

We fund businesses that demonstrate four non-negotiable pillars.

Trading History

At least two years of limited company trading history, verifiable through Companies House, with a demonstrable track record of growth and consistent sales.

Physical Inventory

Businesses must be driven by physical inventory or tangible assets. Alternatively, outright ownership of a qualifying real estate asset.

Annual Zakat

Only businesses that can evidence zakat paid on business wealth are eligible. This is a risk filter as much as a values filter — it tells us how the business is run.

Min. £10k Sales

Consistent sales revenue of at least £10,000 per month across the preceding 12 months. Eligibility is based on trading consistency, not peak performance.

Private fixed income, backed by real asset inventory.

Strong businesses with proven fundamentals are routinely rejected by conventional banks — or pushed toward merchant cash advances charging 40–100% APR. Meanwhile, capital sits in current accounts earning nothing and quietly losing value to inflation.

The Murabaha Collective closes that gap. Your capital is deployed into structured, asset-backed trade finance for rigorously vetted businesses. The business receives working capital at a fair cost. You receive monthly income, secured against real inventory, structured on principle.

Join us
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Risk Disclosure

Capital is at risk. The value of investments can fall as well as rise, and you may not recover the full amount invested. Returns are targeted, not guaranteed. Qadr Financial operates as a private wealth and finance house; it is not a bank, and deposits are not protected under any deposit guarantee scheme. Eligibility criteria apply. Please review full terms before investing.

Frequently asked questions

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Ready to start your journey Qadr Private journey?

Join a community of Muslim investors from around the globe activating their dormant capital into secure opportunities, growing their wealth systematically and securely.

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We exist to privately build wealth that lasts, preserve wealth that matters and transform wealth into legacy for our clients.

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